Third Party Fire and Theft Car Insurance Cover
Third party fire and theft has the same level of cover as third party insurance, however, it also has the additional cover in the event of a fire or the theft of your vehicle.
TPFT insurance is normally only slightly more expensive than a third party policy, so it is often worth considering paying a little more for the extra protection.
Third Party Fire and Theft Car Insurance Summary
When to use Third Party Fire and Theft Insurance
TPFT is recommended for cars valued at less than £1500. Quite often there is only a small difference in premium between TPFT and Third Party cover, however third party can work out a lot cheaper if a car is modified - Please see Declaring Modifications for more details.
Please Note: Some insurers will not offer Third Party cover so Third Party Fire and Theft will be their lowest priced policy.