Style sheets must be enabled to view this page as it was intended.

Top 10 Tips for Cheaper Car Insurance

Here are Car Insurance Explained.com's Top 10 Tips for Cheaper Car Insurance

  1. Get as many quotes as you can, we recommend at least 20 - online and via telephone.
  2. Increase your policy excess - Click Here for more details
  3. If phoning the insurance companies make sure you sound mature and professional so you don't appear as a timewaster.
  4. Never lie about any details and always declare modifications. In the event of a claim your insurance could be voided, plus some insurance companies have lie detectors to help identify false details.
  5. If they ask about your best price, be honest, or close to the truth as they can normally tell straight away if you made the figure up.
  6. Play companies off against each other, also, never accept the renewal offered by your current insurer - they will always drop it further or another insurer will beat it.
  7. Get car insurance quotes from companies that specialise in your group e.g. performance cars, OAPs, young drivers, female etc.
  8. Make sure you dont overestimate mileage. An extra thousand miles could cost as much as £50 so always try to be as accurate as possible. The national average is 12,000 miles per year.
  9. If you get a good quote but want to try other insurance companies make sure you get the persons name and the quote reference number.
  10. Once you find a quote your happy with, phone them up and say if they can knock it down a bit more you'll take it out then and there.