Driving Other Cars - Does my Car Insurance cover me to drive other cars?

Some car insurance companies provide third party cover to drive other vehicles as well as your own car. Cover to drive other cars is becoming less common with many insurance companies requiring drivers to be 25 before they provide this cover, some insurers have withdrawn all support for this cover.

I have a Fully Comprehensive Car Insurance Polocy so I can Drive any Car

This is a common misconception with regards to car insurance. Unless the small print of your car insurance states you are covered to drive other cars, you are not. If you are unsure phone your insurer to clarify the situation.

What about Test Drives?

This is always a problem with regards to insurance. Some test drives are carried out with no mention of insurance, although many main dealers require proof of insurance before hand. You should always check you are insured before carrying out a test drive as it can lead to hefty fines and points if you are caught driving without insurance.

Some garages will have an insurance policy that covers test drives, however, private sales are more likely to pose a problem unless your insurance policy covers you to drive other cars.