What To Do When In An Accident With An Uninsured Driver
If you are involved in an accident with an uninsured driver, they may choose to drive away from the scene without admitting to being uninsured. Every attempt should be made to note the number plate, car make/model, contact details (if the person stops) and a description (if they drive off) of the person driving. If possible try to take pictures, however always make your own safety the priority.
As soon as you discover the other driver is uninsured you should contact the police immediately.
Will I Lose My No Claims Bonus?
This all depends on the individual insurance company and the small print in your policy. You should ask the insurer before taking out a policy with them.
Is There A Compensation System For Victims Of Uninsured Drivers?
The Motor Insurers Bureau (MIB) is a specialist organisation to help victims of uninsured and untraced drivers. Every insurer in the UK pays into the MIB to help compensate victims. Please visit their website for more information and find out how to claim: Motor Insurers Bureau
Do Uninsured Drivers Increase The Cost Of Your Car Insurance Premium?
Yes, the latest figures suggest uninsured drivers add approximately £30 to each insurance policy.
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